21st Century Travel Insurance

21st Century Travel Insurance Limited has been providing travel and visitor to Canada insurance services for over 40 years, 21st Century has more than 3500 active partners across Canada - travel agents, insurance brokers, financial advisors, and insurance agencies.

While in Canada, protect yourself against unexpected accidents or sickness by getting an emergency medical evacuation insurance policy that can cover you for up to $200,000. 21st Century Travel Insurance Limited specializes in the Parent and Grandparent super visa insurance for visitors, newly landed immigrants, returning Canadians, and work/student visas.

 

Summary Of Benefits

 

COVERAGE BENEFIT	DETAIL
Sum Insured	$15000 / $25,000 / $50,000 / $100,000 / $150,000 / $200,000
Hospitalization Services	Up to sum insured
Emergency Medical Care	Up to sum insured
Physician’s Services	Up to sum insured
Prescription Medications	Up to $500 / 30-day supply
Registered Nurse Services	Up to $5,000
Physiotherapist	$500
Side-Trips Outside Canada	Up to sum insured
Rental of Medical Appliances	Up to $5,000
Licensed Home Caregiver	Up to $5,000
Uninterrupted Flights (in and from Canada)	Up to sum insured
Services of Osteopath, Chiropractor, etc.	Up to $1,000 combined
Laboratory Diagnostic Services/ X-Ray	Up to $1,500
Ambulance	Up to sum insured
Return of Remains / Cremation / Burial	Up to $7,500
Repatriation / Emergency Home Return	One way Economy Class ticket or Air Ambulance
Dental Pain Relief	Up to $300
Natural Teeth and Emergency Repairs	Up to $4,000
Accidental Death & Dismemberment	Up to $25,000
Ambulance and Transportation Services	Up to $10,000
Registered Nurse Services	Up to $10,000
Single Dismemberment	Up to $5,000

 

 

What 21^st Century Travel Insurance Offers

 

1. Visitor to Canada Insurance
2. Super Visa Insurance
3. Out of Province Insurance for traveling Canadian
4. Special Medical Underwriting insurance

 

Eligibility Criteria

You are not eligible for coverage under this policy if:

• you are traveling against the advice of a physician.
• you have been diagnosed with a terminal illness with less than two (2) years to live.
• You have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer; or any type of cancer that has spread from
• one part or organ of the body to another (metastatic cancer).
• You have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant).
•  You have a kidney condition requiring dialysis.
• You have used home oxygen during the 12 months prior to the date of application; and/or
• You reside in a nursing home, other long-term care, or rehabilitation center.
• You are age 86 or older

 

Special Medical Underwriting Insurance

For Canadians who are not eligible for regular market insurance because of a new or changed pre-existing medical condition or medication, Special Medical Underwriting Insurance is available for them. Ask your broker to request a medical underwriting quote before booking your trip.

 

Benefits

Benefits of the Medical Underwriting Insurance Plan include:

• Coverage of pre-existing medical conditions with no required stability period.
• $5 million Emergency Medical coverage.
• Medical interviews and quotes are completed over the phone.
• The Plan can be purchased up to 60 days in advance of departure (we can quote at any time in advance)

 

Super Visa Medical Insurance

 

From medical costs to traveling without insurance, it is important for any travel that you are aware of the Canadian healthcare system. Purchasing medical cover is not only the best way to protect yourself from unexpectedly high health costs, but it helps reduce the risk of falling ill or getting in an accident while traveling in Canada. The Canadian government urges all travelers to purchase travel insurance from a Canadian insurer like Canadian LIA.

The 21st Century Super Visa Medical Insurance plan is available for friends, family members, landed immigrants, Canadian expatriates arriving back in the country waiting for provincially provided health coverage, international students and individuals coming to Canada with a work visa. Our company also has vast experience throughout the years of helping Canadians consider using this service by offering the best plan and affordable monthly premium payments, making sure the required needs are met.

 

For more information about this service please do not hesitate to contact our insurance advisor.

 

How To Get a Refund

REFUND OF PREMIUM OR CANCELLATION OF POLICY

If your visa application is denied by the Government of Canada, or you formally withdraw your visa application and your coverage under this policy has not been activated, 21st Century will refund any premium paid.

Proof of the denial or withdrawal of your application for a visa must be provided to the 21st Century with your written request for a refund.

 

How To Make a Claim

Claims must be reported within 30 days of occurrence. Written proof of claim must be submitted within 90 days of occurrence.

To make a claim, you will need to complete a claim form and submit the following:

a) policy number;
b) proof of all travel dates (airline ticket, passport, or visa);
c) original itemized medical bills, receipts, and invoices;
d) proof of payment if you have paid the expense;
e) complete medical and/or hospital records including diagnosis, X-ray, lab or other diagnostic testing results, which confirm that the treatment was medically necessary;
and
f) copy of police report (in the case of a motor vehicle
accident);
g) if a claim is made under Accidental Death and Dismemberment, we will need: a) police, autopsy or coroner's report; b) medical records; and c) death certificate, as applicable.

Attach all documentation requested in the claim form, and send it to:

21st Century Visitors Claims
C/O Active Care Management
P.O. Box 1237, Stn. A
Windsor, ON N9A 6P8 Canada