JF Insurance Agency Group Inc. Canada

 

JF Insurance Agency Group Inc. (JF) is a licensed brokerage firm incorporated in 1992. We are the leading private firm in providing Emergency Hospital and Medical coverage for Visitors to Canada, International Students, and Canadian travelers. We are recognized for our dedication to serving our customers, agents, schools, and partners’ needs!

 

Summary Of Benefits

 

Coverage Benefit

Detail

Sum Insured

$15000 / $25,000 / $50,000 / $100,000 / $150,000 / $200,000

Hospital Accommodation

Reasonable And Customary Cost for ICU / Treatment Etc.

Physician Charges

Covered

Diagnostic Services /Laboratory Tests/ X-Rays

Covered

Private Duty Nursing

When Approved in Advance by The Assistance Company.

Ambulance Services

Covered But When Medically Necessary

Prescription Drugs

Up To A 30-Day Supply Per Prescription

Medical Appliances

When Prescribed by A Physician and Approved in Advance
By the Assistance Company

Paramedical Services

Up To maximum Of $500 Per Practitioner

Acupuncture Treatment

Up To maximum Of $500

Treatment Of Dental Accident

Up To maximum Of $3,000

Relief Of Dental Pain

Up To maximum Of $500

Accidental Death

$150,000

Double Dismemberment

00% Of the Sum Insured

Single Dismemberment

50% Of the Sum Insured

Flight Accident:

$150,000 In Case of Death

Repatriation

When Approved in Advance

Preparation And Return of Remains

Up To maximum Of $10,000

Cremation/Or Burial

Up To maximum Of $4,000

 If You Purchased The $100,000 Sum
Insured Amount

Up To $50,000 / Accidental Injury

 

JF Visitor To Canada Insurance Plan

  • You should have travel insurance or the proper coverage to protect you during your stay in Canada.
  • Purchase $100K worth of coverage and receive an additional $50K in coverage at no additional cost.

 

Eligibility Criteria:

 

To be eligible for coverage under this plan, on the effective date the applicant must:

  1. be a visitor to Canada, a person with a Canadian work visa or super visa, an immigrant to Canada, or a Canadian resident, who is not eligible for a provincial or territorial government health insurance plan in Canada;
  2. be at least 15 days old on the application date;
  3. not have been diagnosed with a terminal illness; or not have been diagnosed with stage 3 or 4 cancer; or
  4. not have been diagnosed with or have required medical treatment for kidney disease requiring dialysis; or
  5. not have been diagnosed with or have had an episode of congestive heart failure; or
  6. not have had a lung condition for which, in the last 12 months, you have been prescribed or used home oxygen; or
  7. not have received or is awaiting a bone marrow or major organ transplant.

JF Elite Plus International Student Insurance

Emergency Medical coverage while in Canada, and worldwide (excludes expenses incurred during Home Country visits) provided at least 51% of your coverage is spent in Canada. JF Elite Plus is our most popular student plan.

 

Following are the benefits of JF Elite Plus International Student Insurance and JF Elite Plus Family To Canada Insurance.

 

  • Emergency medical treatment for sickness or injury
  • Hospital accommodation
  • Private duty registered nurse
  • Paramedical service – chiropodist, chiropractor, osteopath, physiotherapist or podiatrist
  • Prescription drugs
  • Eyeglasses and hearing aid
  • Impacted wisdom teeth
  • Maternity (if commenced during coverage period)
  • Psychiatric
  • Treatment of Dental Accident
  • Vaccination and tuberculosis testing
  • Eye examination
  • Annual physician visit
  • Transportation to emergency bedside for 1 family member
  • Follow-up treatment related to prior emergency
  • Tutorial expenses in the event of hospitalization 30 days+

Eligibility Requirement

  • Be at least 4 years old and not more than 69 years old.
  • A student at an accredited Canadian educational institution.
  • Accompanying parent or spouse and children of students.

How To Make a Claim

You must substantiate your claim by providing all documents listed below. (The Insurer, Administrator Company, Distribution Company, or Assistance Company are not responsible for charges levied in relation to any such documents.)

a) A completed Claim Form (provided by the Assistance Company upon notification of claim).

b) Original itemized bills from the licensed medical provider(s) stating the patient’s name, diagnosis, date, and type of treatment, and the name, address, and telephone number of the provider, as well as the original transaction documents proving that payment was made to the provider.

c) Original prescription drug receipts from the pharmacist, physician, or hospital indicating the name of the prescribing physician, prescription number, name of preparation, date, quantity, and total cost.

How To Get a Refund

1. You have 10 days after purchase to return this policy for a full refund, provided your coverage has not started and you have not experienced an event that would cause you to

submit a claim. Please refer to the sections of the policy that explain when coverage starts.

2. If termination of your policy is requested because you must return to your country of origin prior to your scheduled return date, a partial amount (less an administration fee of $40 per insurance policy) of the premium paid may be refunded, provided no claim has been incurred at any time during your trip