TuGO Insurance Canada

TUGO Travel Insurance Canada

 

TUGO Travel Insurance Canada is a licensed insurance agency in all Canadian provinces and territories. They develop and administer a variety of travel insurance plans for Canadian business and leisure travelers, visitors to Canada, and international students.

TUGO understands your needs and is always looking for ways to help you have better experiences. They provide top-level customer service and are passionate about assisting their customers when things go wrong. TUGO offers quality products that cover a variety of categories like financial protection and easy-to-use items

 

Summary Of Benefits

 

Coverage Benefit	Detail
Sum Insured	$100,000 / $150,000 / $200,000 / $250,000 / $300,000
Prescription Medications	Up To $10,000 / 30-Day Supply
Follow Up Visits	3000 / Up to Five Follow-Up Visits
Hospitalization Services	Up To Sum Insured
Physician’s Services	Up To Sum Insured
Emergency Medical Treatment	Up To Sum Insured
Ambulance Transportation	Up To Sum Insured
X-Ray And Laboratory Diagnostics	Up To Sum Insured
Private Duty Nurse’s Services	Up To Sum Insured
Relief Of Dental Pain	Up To a Maximum Limit Of $600
Fracture Treatment	Up To $1000
Emergency Dental Repair	Up To a Maximum Of $6,000
Return Of a Vehicle	Up To $2,500
Professional Medical Services	Up To a Maximum Of $600
Services Of Chiropractor, Physiotherapist, etc.	$500 Per Practitioner
Emergency Transportation by Air	Up To Sum Insured
Return Of Remains	$12,000
Burial / Cremation	$5,000
Return Of Insured Travelling Companion	Cover Economy Class Ticket Cost
Family Transportation	Cover Economy Class Ticket Cost
Double Dismemberment	Up To Sum Insured
Single Dismemberment	Up To 50% Of Sum Insured
Child Care	Up To $5,000 / $500 Per Day
Expenses For a Family Member	$100 Per Day
Out-Of-Pocket Expenses	Up To $5,000 / $500 Per Day
Accidental Death & Dismemberment	$25,000 For Air Flight / $25,000 For 24-Hour Accident
Maternity	Up To a Maximum Of $6,000 For Pre-Natal Care

 

Traveling in Canada Or Across The World Has The Right Travel Visitor insurance.

 

If you're traveling across the country or the world, it's important to have the right travel insurance. TUGO Travel Insurance is a variety of things that can happen when you're away from home and your policy can help cover those costs.

 

TUGO Travel insurance Emergency Medical Plan

 

If you find yourself in an unfortunate situation, TuGo Emergency Medical Insurance can cover any type of hospital or doctor's visit, prescription medication, emergency dental repair, fracture treatment, and many others.

This world-class travel insurance connects you to top doctors, in real-time, free of charge, and thoroughly covered by global experts. It offers extensive coverage for single trips or annual plans, with worldwide or Canadian auto coverage or medical consultations included as a bonus.

 

TuGo Insurance for Students

 

TuGo Student insurance provides you coverage benefits up to a maximum limit - of $2,000,000, If hospitalization or medical treatment due to a medical emergency is required by you while enrolled in a school, the company will pay you or the physician and hospital of your choice directly for all eligible medical expenses up to the sum insured in the event of a covered claim. To qualify for reimbursement the expenses must be medically necessary for the treatment of an acute, sudden, and unexpected sickness or accident. All the listed benefits will be provided under the TuGo Student insurance plan.

 

What is covered in Tugo Travel Insurance Plan?

 

Here is the list of benefits covered in TUGO packages:

• Emergency Medical Insurance
• Non-Medical Package
• Holiday Package
• Trip Cancellation & Trip Interruption Insurance
• Trip Interruption Insurance
• Accidental Death insurance
• Baggage Insurance
• COVID-19 Insurance – Unvaccinated

 

TuGo Travel Super Visa Insurance

 

TuGo super visa insurance policy meets all requirements for parents and grandparents. You can apply for super visa insurance with stable pre-existing conditions. With a super visa insurance policy, with a comprehensive health insurance policy from TuGo, Canadian travelers are insured for up to $300,000 worth of benefits per family member

You can apply for a Tugo Travel Super Visa insurance by reaching our insurance advisor at +1 800-697-7717 or sending us a message on live chat. 

 

Eligibility Criteria:

At the time of application, you are eligible for coverage if:

 

1. You know of no reason for which you may seek medical attention.

2. You are:

a) A foreign worker, an international student studying in Canada, or a visitor to Canada

b) with valid legal status in Canada; or,

c) An immigrant awaiting provincial or territorial government health care coverage; or,

d) A Canadian returning to Canada from an extended leave who is eligible for but not yet covered by a provincial or territorial government health care plan.

 

3. You are not traveling against a physician or other registered medical practitioner’s advice.

4. You have not been diagnosed with a terminal condition.

5. You are not receiving palliative care or palliative care has not been recommended.

6. You do not have Chronic Obstructive Pulmonary Disease (COPD), including

emphysema, requiring home oxygen.

7. You do not have pancreatic cancer, liver cancer, or any type of cancer that has metastasized or that required a bone marrow transplant.

8. You do not have kidney disease requiring dialysis.

9. You have not had or are not waiting for an organ transplant.

10. You have not been diagnosed with congestive heart failure also known as pulmonary edema.

 

 

How To Get Refund

 

Please note that NO premium refunds are available if a claim has been or is going to be submitted

The Full premium refunds are available to Visitors to Canada when no travel to Canada has taken place:

 

• When the request for compensation is received BEFORE the effective date indicated on the insurance policy. No fee applies.
• When the request for refund is received AFTER the effective date of the Policy within 10 days of purchasing the insurance policy.
• When the request for refund is received AFTER the effective date of the Policy and AFTER 10 days of purchasing the insurance policy (within 30 days following the effective date and prior to the expiry date of your policy). An administration fee will apply.
• If a Super Visa application was rejected, a 100% premium refund is available, if the request for compensation is received BEFORE the effective date indicated on the policy. Satisfactory proof of visa refusal is required.

 

You may request to receive Partial Premium Refunds:

When the request for compensation is received BEFORE the effective date indicated on the insurance policy. No fee applies.

You request a refund due to an Early Departure to your home country a minimum of 45 days BEFORE your policy expires. Refunds are calculated from the date you return to your country of permanent residence.

You become eligible for a Provincial Medical Plan health plan while being covered by TuGo. The refund will be calculated starting from the same day you become eligible and/or covered under the government health care plan.

 

All Partial Refunds are subject to an administration fee.

All refund requests must be received by TuGo no later than 30 days from the date you became eligible and/or covered under a provincial or territorial government health care plan.